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FREE Relocation Package! FREE Move Related Discounts! FREE Market Analysis! FREE Buyer Package! FREE Seller or Buyer Consultations! Search everything the web has to offer right here on my web site! Click here for local real estate information on Powhatan and homes and other great links everywhere! Looking to Sell? I can offer you a corporate buy in program on your current home. Ask me if your home qualifies and the details for this exculsive program and start packing! Look at my special links for more information. If you want Powhatan or Richmond real estate information, I've summarized much of what is important in this site. Are you relocating? I can help you with a FREE package of area real estate information --anywhere you wish to move. My real estate contacts are world wide and the top agents for their market! Our partner in this is Cartus, a premier provider of employee relocation and mobility services. It operates six global services centers on four continents. The company annually assists over 100,000 eployees around the globe for a broad client base including nearly two-thirds of the Fortune 50, as well as government agencies and affinity organizations. The performance-based Cendant Mobility Broker Network closed over 70,000 properties on behalf of Cartus Mobility clients in 2004. What this means to you...when you are moving, we at Napier Realtors ERA, can offer you this same kind of service FREE of charge! Call me if you are relocating and let us help you with our world class service! Named the #1 Real Estate Broker for Cartus in 2006! Need expert advice? No web site, large or small, can take the place of an experienced Realtor. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job...I get paid for my knowledge and time! Consider me as your real estate source! I welcome your questions on Powhatan and Richmond real estate! Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR Powhatan and Richmond Realtor. As your trusted,professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As a top Powhatan and Richmond, VA Realtor, I have the experience and track record you are looking for. I would love to help you find your next home. I look forward to working with you! Call me 1-800-326-0869! Sincerely, Lummie  |
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First Time Buyers >Credit Card Common Sense
If you are buying a home for the first time, you need to establish a reasonably good financial foundation before a lender will approve you for a mortgage loan. Lenders look for a good credit rating, sufficient funds to make the initial down payment and pay the closing costs, and a stable employment situation.
People who have just qualified for a mortgage loan are usually in better-than-average financial shape. If you have recently purchased a new house, don't be surprised if you receive numerous offers from retail stores and other credit card companies offering you pre-approved revolving credit.
Be careful about accepting these offers! New home owners often use most of their savings in the process of financing the transaction, and they need everything from linens to furniture to get settled in the home. With all of the immediate credit available, it may be very tempting to just say "charge it." If you're not careful, you could be "up to your ears" in debt very quickly. It takes discipline to reach the goal of home ownership--and it takes that same kind of discipline to maintain financial health after you leave the closing table.
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| Q |
What four states in the Southwest are noted for having boundaries that touch.
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| A |
New Mexico, Arizona, Utah and Colorado, referred to as the "Four Corners", have adjoining boundaries. |
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Need a Mortgage? Get the best rates around... ERA Mortgage can offer you the best rates around! Call 1-866-893-6443 or check out their site to see what I mean... Find Out More > View All Affiliates >
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