Powhatan and Western Richmond Virginia real estate listings, home buying, selling and relocation information

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Relocating?: Powhatan and Western Richmond Virginia home buying, real estate listings, and homes for sale in Powhatan County, VA

Welcome > Local Info > Relocating? ...

Talk to Lummie about relocating to the Richmond or Powhatan areas! I've helped many, many individuals and families relocate. Contact me and I'll get you an extensive Relocation Information Package for Powhatan or the Richmond area, or I can put you in touch with a top real estate agent in the area where you are relocating. Through our relationship with Cendant Mobility, we offer the top relocation service in the world through our affiliates. Cendant Mobility, the national largest relocation company, ranks our award-winning relocation department among the top five in the nation! Napier Realtors ERA just received the "Five Star of Excellence Award" from Cendant Mobility in 2000. Only the top real estate companies in a given area are invited to work with Cendant group, and this assures you quality service wherever you go. Call me, email me or fill out the form below, and I'll get right to work helping you!

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Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	What does the term ARM stand for?
A	An ARM is an Adjustable Rate Mortgage, a loan where the interest rate is tied to an economic index that fluctuates with the market.
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Need a Mortgage? Get the best rates around...
ERA Mortgage can offer you the best rates around! Call 1-866-893-6443 or check out their site to see what I mean...
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Lummie W. Jones, REALTORŽ, real estate agent and broker for Powhatan and Western Richmond Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Lummie W. Jones
Napier Realtors ERA
2600 Rocky Oak Road
Powhatan, VA. 23139
804-598-7700
800-326-0869
804-897-3001
Fax: 804-598-7703
Email: lummiejones@NUMBER1EXPERT.com
Lummie Jones "Outstanding In Her Field" NUMBER1EXPERT Lummie Jones has been helping families like yours find their dream homes in Powhatan and the surrounding areas since 1983. Lummie's dedication to her career and service to her clients is why Lummie is "Outstanding In Her Field" by her clients and customers. Her active involvement in her community, the Richmond Board of Realtors and the Homebuilders Association of Richmond keeps her up to date on important issues impacting today's buyers and sellers. Lummie knows knowledge about her business is powerful and is one of the ways to assure you exceptional service. "I love to showcase my home Powhatan, and the Richmond area. This area is such a great place to live, and by working with new buyers and sellers one of the nicest things about my job is I haven't met my next friend yet," says Lummie. Lummie is truly a professional who looks forward to the opportunity to serve her clients and customers.

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