Powhatan and Western Richmond real estate and homes for sale in Virginia - Lummie W. Jones, REALTOR® Lummie W. Jones REALTOR(r) for Powhatan and Western Richmond, Virginia real estate - NUMBER1EXPERT™ Lummie W. Jones NUMBER1EXPERT(tm) for Powhatan and Western Richmond, Virginia real estate

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Lummie W. Jones, REALTOR®, real estate agent and broker for Powhatan and Western Richmond Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)
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Resources: Powhatan and Western Richmond Virginia home buying, real estate listings, and homes for sale in Powhatan                       County, VA
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Special Offers: Special offers for Powhatan and Western Richmond homeowners from Lummie W. Jones, top Realtor
Free Reports: Free services for home buyers and sellers from Lummie W. Jones
Home Link: Napier Realtors ERA is pleased to offer you the services of Home-Link, a comprehensive program provided by us to make available local and national services and often savings for your next move
Affiliates: Lummie W. Jones' real estate web site affiliates
eNewsletter: Lummie W. Jones' Powhatan and Western Richmond newsletter email will send you the latest real estate information
Today's Real Estate News: Daily real estate news for this neighborhood, Virginia, and United States
Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
Determine Tax Savings: Calculate how much your monthly Powhatan and Western Richmond Virginia mortgage payments save you on your taxes because of loan interest
Should You Rent or Buy?: Is it better to rent a home in Virginia or buy your own Powhatan and Western Richmond house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages: Adjustable rate Powhatan and Western Richmond mortgages information and interest rate java calculator
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Virginia real estate
Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more
Ask Anything: Ask Lummie W. Jones anything real estate
NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
Real Estate Tips: Lummie W. Jones' realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: Lummie W. Jones' collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Powhatan and Western Richmond property in Virginia, including legal terms definitions, and more



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Real Estate Tips
Home Inspections >Final Inspection

Before buyers close on their new home purchase, they typically make a "walk-through" inspection to ensure that the property is in the same condition as it was when the purchase agreement was drawn up.

Some sellers convey the appliances and major systems "as is," offering no promise that they will be in working order. Other agreements require all of the major mechanical systems, such as heating, plumbing, and air conditioning, to be operational. It depends on the terms that are negotiated between the buyer and seller.

During this inspection, the buyer should check the appliances by turning each one on and letting it run through a full cycle. This gives the buyer a chance to make sure that any repairs that were to be made by the seller prior to the closing have been made. These details are much easier to work out before or during the closing than after the new owners take possession of the home.

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Real Estate Trivia
Q 
To what process do the terms closing, escrow, settlement and passing papers refer?

A 
These terms, which vary in different parts of the country, describe the conclusion of a real estate sale.
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Lummie W. Jones, REALTOR®, real estate agent and broker for Powhatan and Western Richmond Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Lummie W. Jones
Napier Realtors ERA

2600 Rocky Oak Road
Powhatan, VA. 23139
804-598-7700
800-326-0869
804-897-3001
Fax: 804-598-7703
Email: lummiejones@NUMBER1EXPERT.com

Lummie Jones "Outstanding In Her Field" NUMBER1EXPERT™ Lummie Jones has been helping families like yours find their dream homes in Powhatan and the surrounding areas since 1983. Lummie's dedication to her career and service to her clients is why Lummie is "Outstanding In Her Field" by her clients and customers. Her active involvement in her community, the Richmond Board of Realtors and the Homebuilders Association of Richmond keeps her up to date on important issues impacting today's buyers and sellers. Lummie knows knowledge about her business is powerful and is one of the ways to assure you exceptional service. "I love to showcase my home Powhatan, and the Richmond area. This area is such a great place to live, and by working with new buyers and sellers one of the nicest things about my job is I haven't met my next friend yet," says Lummie. Lummie is truly a professional who looks forward to the opportunity to serve her clients and customers.


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