Powhatan and Western Richmond real estate and homes for sale in Virginia - Lummie W. Jones, REALTOR® Lummie W. Jones REALTOR(r) for Powhatan and Western Richmond, Virginia real estate - NUMBER1EXPERT™ Lummie W. Jones NUMBER1EXPERT(tm) for Powhatan and Western Richmond, Virginia real estate

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Lummie W. Jones, REALTOR®, real estate agent and broker for Powhatan and Western Richmond Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 804-598-7700 or 800-326-0869.

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Local Services: Napier Home Services
 

Napier Realtors ERA is pleased to offer you the services of Napier Home Services, a comprehensive program that provides you available local and national services and often savings for your next move. We recommend the partners associated with Napier as being dependable, providing excellent service and a value to you. 

WHAT CAN YOU EXPECT? 

CONVENIENCE:
As well as me, you will be given a Personal Coordinator that help you get the serices you need and details of moving for you-saving you time and effort. 

CHOICES AND SAVINGS:
A variety of products and services from both local and national partners, many with discounts. 

CUSTOMIZED PORTFOLIO:
You will have access to a highly secured file for your records associated with your sale and/or purchase.
 

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Real Estate Tips
Closing or Settlement >The Settlement

The final stage of a home sale transaction is the time to tie up all the loose ends. The buyer and seller will sign the settlement sheet at the closing, detailing all of the charges that each party has incurred during the sale of the house. It is crucial to go over the sheet for accuracy and to make sure that you understand everything on it before you complete the transaction.

When a contract is negotiated, each side agrees how to divide the loan fees (or points), as well as the other closing charges, such as state or local taxes or escrow fees. Your real estate agent can go over the settlement sheet and help you compare it with your purchase agreement. The seller's charges usually include the brokerage fee, the mortgage payoff, and any charges involved in clearing the title, as well as pro-rated property taxes, payments for termite treatment and escrow for repairs that could not be completed by closing. The buyer's costs include charges for the loan and title searches, insurance and any other legal fees. A good closing officer will go over the settlement sheet line by line, explaining each item and correcting any misplaced charges.

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Real Estate Trivia
Q 
Where is the world's oldest castle located?

A 
The castle at Gomdan, Yemon, dating from before A.D. 100, is considered the oldest castle; it originally had 20 stories.
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Lummie W. Jones, REALTOR®, real estate agent and broker for Powhatan and Western Richmond Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Lummie W. Jones
Napier Realtors ERA

2600 Rocky Oak Road
Powhatan, VA. 23139
804-598-7700
800-326-0869
804-897-3001
Fax: 804-598-7703
Email: lummiejones@NUMBER1EXPERT.com

Lummie Jones "Outstanding In Her Field" NUMBER1EXPERT™ Lummie Jones has been helping families like yours find their dream homes in Powhatan and the surrounding areas since 1983. Lummie's dedication to her career and service to her clients is why Lummie is "Outstanding In Her Field" by her clients and customers. Her active involvement in her community, the Richmond Board of Realtors and the Homebuilders Association of Richmond keeps her up to date on important issues impacting today's buyers and sellers. Lummie knows knowledge about her business is powerful and is one of the ways to assure you exceptional service. "I love to showcase my home Powhatan, and the Richmond area. This area is such a great place to live, and by working with new buyers and sellers one of the nicest things about my job is I haven't met my next friend yet," says Lummie. Lummie is truly a professional who looks forward to the opportunity to serve her clients and customers.


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