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Local Services: Napier Home Services
Napier Realtors ERA is pleased to offer you the services of Napier Home Services, a comprehensive program that provides you available local and national services and often savings for your next move. We recommend the partners associated with Napier as being dependable, providing excellent service and a value to you. WHAT CAN YOU EXPECT? CONVENIENCE:
As well as me, you will be given a Personal Coordinator that help you get the serices you need and details of moving for you-saving you time and effort. CHOICES AND SAVINGS:
A variety of products and services from both local and national partners, many with discounts. CUSTOMIZED PORTFOLIO:
You will have access to a highly secured file for your records associated with your sale and/or purchase.
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Closing or Settlement >The Settlement
The final stage of a home sale transaction is the time to tie up all the loose ends. The buyer and seller will sign the settlement sheet at the closing, detailing all of the charges that each party has incurred during the sale of the house. It is crucial to go over the sheet for accuracy and to make sure that you understand everything on it before you complete the transaction.
When a contract is negotiated, each side agrees how to divide the loan fees (or points), as well as the other closing charges, such as state or local taxes or escrow fees. Your real estate agent can go over the settlement sheet and help you compare it with your purchase agreement. The seller's charges usually include the brokerage fee, the mortgage payoff, and any charges involved in clearing the title, as well as pro-rated property taxes, payments for termite treatment and escrow for repairs that could not be completed by closing. The buyer's costs include charges for the loan and title searches, insurance and any other legal fees. A good closing officer will go over the settlement sheet line by line, explaining each item and correcting any misplaced charges.
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| Q |
Where is the world's oldest castle located?
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| A |
The castle at Gomdan, Yemon, dating from before A.D. 100, is considered the oldest castle; it originally had 20 stories. |
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- NUMBER1EXPERT™ 
